A digital-asset payment
solution built for foreign visitors

A digital-asset
payment solution
built for foreign visitors

Accept foreign tourists' stablecoins by QR code,
while partners settle in KRW exactly as they do today.

Accept foreign tourists' stablecoins by QR code, while partners settle in KRW exactly as they do today.

Why Now

Foreign payments have grown —
but the friction hasn't changed

Foreign payments have grown — but the friction hasn't changed

The direction of demand for foreign payments is clear.

Annual foreign visitors
to Korea

Inbound tourism demand

M

Share who find FX fees
burdensome

Early signal

%

Holders' willingness
to pay with stablecoins

Early signal

%

Our Services

Foreign visitors
pay in stablecoins,
partners settle in KRW

Foreign visitors pay in stablecoins, partners settle in KRW

We connect global users' stablecoins to real payments and deposits,
while partners settle in KRW as usual — even serving customers
from countries where card and SWIFT networks are limited.

Receive USDC cashback
benefits on every payment

We connect global users' stablecoins to real payments and deposits, while partners settle in KRW as usual — even serving customers from countries where card and SWIFT networks are limited.

3-second QR payments

Visitors pay instantly via wallet QR

Business-fit design

No install required, or via a dedicated app

Zero volatility risk for partners

Tiko Pay absorbs crypto price swings

Reported as "other cash sales"

Same accounting process as before

How Payments Work

We handle the complexity,

partners simply settle in KRW

We handle the complexity,

partners simply settle in KRW

We handle the complexity,

partners simply settle in KRW

Step 01

Foreign tourist

Pays for purchases and deposits in stablecoin

Step 02

Tiko Pay

Receives and processes payments via web and app

Step 03

Wallet

Assets held in custody in a compliant wallet

Step 04

Partner Account

Settlement deposited in KRW (D+3)

National Blockchain Pilot Project

A payment service
already proven in the field

A payment service already proven in the field

We ran a live QR-based offline-payment pilot with foreign tourists and real merchants
in downtown Seoul, processing the full lifecycle — voucher issuance, use, settlement,
and reclaim — on-chain.

We ran a live QR-based offline-payment pilot with foreign tourists and real merchants in downtown Seoul, processing the full lifecycle — voucher issuance, use, settlement, and reclaim — on-chain.

Source: National Blockchain Pilot results (Jul 2026) · Pilot partner: AvaCloud

Transactions processed in the pilot

Inbound tourism demand in Korea

+

Settlement-cost reduction

Early signal

%

Domestic voucher market size

Early signal

trillion KRW

Technology Backbone

Built on Avalanche L1 · AvaCloud

Drawing on its CBDC build experience, Sooho.io has implemented a production-grade payment and settlement platform on Avalanche L1, handling high traffic and concurrent access reliably.

Misuse prevention

PBM-based, non-resale structure

Applying the PBM concept from MAS's Project Orchid, smart contracts restrict use by purpose, region, and time to prevent misuse at the source.

Expansion Roadmap

Overseas pilots & public vouchers

Leveraging our proven technology and operational track record, we are expanding into international pilot projects in Malaysia, Japan, and Vietnam, and scaling our reach into regional currency and public voucher sectors.

Connecting foreign payments
in two directions

Connecting foreign payments in two directions

Digital Asset Payment Solution for Foreign Tourists

Offline payment & settlement

Accept foreign stablecoin payments with a single QR

Settle in KRW with no FX or foreign-card fees

A virtuous cycle: revenue → rewards → repeat visits

For payment partners such as restaurants, tourism, and retail

Digital Asset Payment Solution for Foreign Tourists

Offline payment & settlement

Accept foreign stablecoin payments with a single QR

Settle in KRW with no FX or foreign-card fees

A virtuous cycle: revenue → rewards → repeat visits

For payment partners such as restaurants, tourism, and retail

Digital Asset Payment Solution for Foreign Tourists

Offline payment & settlement

Accept foreign stablecoin payments with a single QR

Settle in KRW with no FX or foreign-card fees

A virtuous cycle: revenue → rewards → repeat visits

For payment partners such as restaurants, tourism, and retail

Stablecoin-based reservations for foreign visitors

Hospital deposit payment & settlement

Accept deposits in stablecoin even from patients in countries with blocked payment networks

Deposit confirmation from days → real time, removing treatment-schedule risk

Instant refunds with no reverse remittance — refundable-deposit model

For medical and beauty sectors

Stablecoin-based reservations for foreign visitors

Hospital deposit payment & settlement

Accept deposits in stablecoin even from patients in countries with blocked payment networks

Deposit confirmation from days → real time, removing treatment-schedule risk

Instant refunds with no reverse remittance — refundable-deposit model

For medical and beauty sectors

Stablecoin-based reservations for foreign visitors

Hospital deposit payment & settlement

Accept deposits in stablecoin even from patients in countries with blocked payment networks

Deposit confirmation from days → real time, removing treatment-schedule risk

Instant refunds with no reverse remittance — refundable-deposit model

For medical and beauty sectors

One store QR, payment in 3 seconds

01 Show store QR

The partner enters the amount and a payment QR is generated.

02 Scan & approve

The foreign customer scans the QR with their wallet and approves in 3 seconds.

03 Real-time receipt & conversion

Tiko Pay receives the stablecoin and converts it to KRW.

04 KRW settlement

KRW is deposited to the partner's account (D+3).

Hospital-deposit system powered by TikoPay

How TikoBook deposit payment & settlement works

From receipt to refund to
on-site payment, in one service

From receipt to refund to on-site payment, in one service

Step 01

Before departure

Deposit payment

The patient tops up and pays in stablecoin locally, and the agency confirms receipt instantly.

Step 02

After arrival

Settle or refund instantly

Apply it to the hospital payment, or refund it instantly to the patient's wallet with no reverse remittance.

Step 03

During the stay

Global PoC & Public Voucher Services

Spending during the stay flows through TikoPay as well, in one continuous experience.

Instant refunds with no reverse remittance —
the refundable-deposit model lowers resistance to paying a deposit.

Tiko Book Booking System Flow

From booking to payment
and settlement, all in one flow

From booking to payment and settlement, all in one flow

01 Start booking

Find a hospital

Central Bank-Level Reliability

The foreign patient selects a hospital

01 Enter deposit

Choose package/procedure

Business-Tailored Design

The patient chooses the desired package or procedure

01 Payment

Deposit payment

Stablecoin-based deposit payment

01 Confirmed

Booking confirmed

An automated hospital-booking confirmation is sent

Partner Value Proposition

Recover lost revenue,
with settlement automated

Recover lost revenue, with settlement automated

Medical · Beauty · Brokers

No-show recovery + automated settlement

Convert high-value patients — previously lost for lack of a payment path — into reachable customers

Deposit confirmation from days → real time, removing treatment-schedule risk

Automated settlement · compliant revenue sharing within the legal fee cap

Offline · Retail

Build both revenue and repeat customers

Capture new foreign revenue through stablecoin-based payments

Category-specific rewards lift repeat visits and average spend

Settle in KRW with no FX or foreign-card fees

Why SOOHO.IO

Built by a team validated
alongside Korea's financial sector

Built by a team validated alongside Korea's financial sector

A team that has built blockchain financial infrastructure operates everything from payment to settlement.

01 Delivered projects for the BOK and major financial groups

A team with blockchain-financial-infrastructure experience

02 Real-time FX on our own Ezys settlement infrastructure

Stablecoin-KRW conversion handled in-house

03 Direct settlement with no intermediaries

Stablecoin ↔ KRW conversion with no middle steps

04 Validated through Korean financial-sector PoCs

Operational capability that has passed financial-sector standards

Get started
with Tiko Pay

Get started with Tiko Pay

We invite you to partner on a digital-asset
payment system that delivers a better experience
for foreign customers.

We invite you to partner on a digital-asset payment system that delivers a better experience for foreign customers.

SOOHO.IO Inc.

CEO: Jisu Park

Business Reg: 238-88-01053

Tel: 070-4121-8936
Fax: 02-6971-9109
Email: contact@sooho.io
Address: B1, 126 Teheran-ro, Gangnam-gu, Seoul, SOOHO.IO

Stablecoin Platform

Stablecoin Service

Blockchain Security

SOOHO.IO Inc.

CEO: Jisu Park

Business Reg: 238-88-01053

Fax: 070-4121-8936
Email: contact@sooho.io
Address: B1, 126 Teheran-ro, Gangnam-gu, Seoul, SOOHO.IO

Stablecoin Platform

Stablecoin Service

Blockchain Security

SOOHO.IO Inc.

CEO: Jisu Park

Business Reg: 238-88-01053

Fax: 070-4121-8936
Email: contact@sooho.io
Address: B1, 126 Teheran-ro, Gangnam-gu, Seoul, SOOHO.IO

Stablecoin Platform

Stablecoin Service

Blockchain Security

A digital-asset payment solution built for foreign visitors

A digital-asset payment solution built for foreign visitors

A digital-asset payment solution built for foreign visitors

Foreign payments have grown — but the friction hasn't changed

Foreign payments have grown — but the friction hasn't changed

Annual foreign visitors to Korea

Annual foreign visitors to Korea

M

M

Share who find FX fees burdensome

Share who find FX fees burdensome

%

%

Holders' willingness to pay with stablecoins

Holders' willingness to pay with stablecoins

%

%

Foreign visitors pay in stablecoins, partners settle in KRW

Foreign visitors pay in stablecoins, partners settle in KRW

Receive USDC cashbackbenefits on every payment

3-second QR payments

Business-fit design

Zero volatility risk for partners

Reported as "other cash sales"

Step 01

Foreign tourist

Step 02

Tiko Pay

Step 03

Wallet

Step 04

Partner Account

A payment service already proven in the field

A payment service already proven in the field

Transactions processed in the pilot

Transactions processed in the pilot

+

+

Settlement-cost reduction

Settlement-cost reduction

%

%

Domestic voucher market size

Domestic voucher market size

trillion KRW

trillion KRW

Built on Avalanche L1 · AvaCloud

Built on Avalanche L1 · AvaCloud

PBM-based, non-resale structure

PBM-based, non-resale structure

Overseas pilots & public vouchers

Overseas pilots & public vouchers

Connecting foreign payments in two directions

Connecting foreign payments in two directions

Offline payment & settlement

For payment partners such as restaurants, tourism, and retail

Offline payment & settlement

For payment partners such as restaurants, tourism, and retail

Offline payment & settlement

For payment partners such as restaurants, tourism, and retail

Hospital deposit payment & settlement

For medical and beauty sectors

Hospital deposit payment & settlement

For medical and beauty sectors

Hospital deposit payment & settlement

For medical and beauty sectors

01

01

Show store QR

Show store QR

02

02

Scan & approve

Scan & approve

03

03

Real-time receipt & conversion

Real-time receipt & conversion

04

04

A digital-asset payment
solution built for foreign visitors

A digital-asset
payment solution
built for foreign visitors

A digital-asset
payment solution
built for foreign visitors

Foreign payments have grown —
but the friction hasn't changed

Annual foreign visitors
to Korea

Annual foreign visitors
to Korea

Share who find FX fees
burdensome

Share who find FX fees
burdensome

Holders' willingness
to pay with stablecoins

Holders' willingness
to pay with stablecoins

Foreign visitors
pay in stablecoins,
partners settle in KRW

Receive USDC cashback
benefits on every payment

A payment service
already proven in the field

Connecting foreign payments
in two directions

From receipt to refund to
on-site payment, in one service

Instant refunds with no reverse remittance —
the refundable-deposit model lowers resistance to paying a deposit.

From booking to payment
and settlement, all in one flow

Recover lost revenue,
with settlement automated

Built by a team validated
alongside Korea's financial sector

Get started
with Tiko Pay