Wallets that used to run on separate rails,
Now they trade as one

Wallets that used to run on separate rails, Now they trade as one

Directly connecting KRW, Asian, and USD trading networks — with no intermediaries in between.

Receive USDC cashbackbenefits on every payment

Avg. settlement time

sec

FX & payment cost

%↓

Non-custodial & compliant

No Risk

Probelm

Send $100, and days later the other side receives $95.

Cross-border money passes through banks, SWIFT, and multiple correspondent banks —
losing value and time at every hop. The further it travels, the more cost and delay pile up.

Cross-border money passes through banks, SWIFT, and multiple correspondent banks — losing value and time at every hop. The further it travels, the more cost and delay pile up.

Source: BIS, SEC (2022–2025)

Source: BIS, SEC (2022–2025)yment

Sender

Transfer initiated

$100

Korean remitting bank

Same day

$99

SWIFT & intermediary network

+1 days

$97

Overseas correspondent bank

+2 days

$96

Recipient

Arrives in +2–3 days

$95

Wholesale intermediary cost
(retail 5–6%+)

~1.5%

Standard cross-border
settlement cycle

T+2

FX volume settled
without risk mitigation

$2.2T/day

Solution

A programmable
unified liquidity wallet

A programmable

unified liquidity wallet

The on-chain trading-network infrastructure
institutional wallets need to connect to.

The on-chain trading-network
infrastructure institutional
wallets need to connect to.

Just as Skyscanner gathers scattered airfares into one view,
Ezys aggregates quotes across fragmented settlement networks
in real time and always executes on the optimal route.

Just as Skyscanner gathers scattered airfares into one view, Ezys aggregates quotes across fragmented settlement networks in real time and always executes on the optimal route.

What Ezys does

An open network

Connects fintechs and liquidity providers to trade directly, aggregating quotes from multiple liquidity sources in one view.

What Ezys does

An open network

Connects fintechs and liquidity providers to trade directly, aggregating quotes from multiple liquidity sources in one view.

What Ezys does

An open network

Connects fintechs and liquidity providers to trade directly, aggregating quotes from multiple liquidity sources in one view.

What Ezys does not do

Custody or settlement on your behalf

Ezys never holds assets or acts as the settling party. KYC/AML follows each partner institution's own regulatory framework.

What Ezys does not do

Custody or settlement on your behalf

Ezys never holds assets or acts as the settling party. KYC/AML follows each partner institution's own regulatory framework.

What Ezys does not do

Custody or settlement on your behalf

Ezys never holds assets or acts as the settling party. KYC/AML follows each partner institution's own regulatory framework.

The three layers of the infrastructure

Regulations change, but wallets remain — and wallets must be able to trade.
The infrastructure that makes wallets tradable — that's Ezys.

Regulations change, but wallets remain — and wallets must be able to trade. The infrastructure that makes wallets tradable — that's Ezys.

Layer 1

Routing

EzysRoute

Optimal routing across networks

Aggregates quotes across fragmented settlement networks and routes capital along the most efficient path.

Layer 2

Settlement

EzysSettle

Hybrid fiat + on-chain

Clears and settles fiat and stablecoins in a single flow.

Layer 3

Escrow

EzysVault

CASP-licensed hot wallet · Purplace Wallet

A 2PC escrow contract used solely for transactions. Not a custody layer that holds assets, but the layer that lets a wallet actually trade.

The three layers of the infrastructure

Pay with USDC andget up to 10% cashback

For FX institutions

Ezys Console

How it works

From intent to execution, in four steps

The network only displays quotes; the party submitting the intent always decides whether a trade is made.

Step 01

Submit Intent

Submit a trade intent specifying amount, currency pair, and constraints (slippage and fee limits).

Step 02

Aggregate quotes

The Solver Network collects liquidity-provider quotes in real time and surfaces those that meet the conditions.

Step 03

Select & match

Competitive bidding (FBA/RFQ) awards the most efficient route — prioritizing speed for small trades and price for large ones.

Step 04

Execute & record

Records the finalized terms immutably as an on-chain Execution Commitment and triggers the asset transfer.

The architecture behind these four steps

Why Ezys

SOOHO.IO is the only infrastructure company that fully understands Korea's FX and digital-asset regulations.

Built for Korean regulation

Sooho is the only infrastructure fluent in both Korean FX and virtual asset regulation. Global big tech and offshore stablecoin platforms are structurally unable to take this position.

The Network Your Wallet Connects To

If you are building a wallet, it needs a trading network to connect to. From EzysVault (CASP-licensed) to multichain routing, we provide every layer of the stack.

Best Execution, Always

Multiple networks compete with real-time quotes. Fiat or stablecoin — one API, regardless of asset type.

Bank of Korea Project Hangang Participant

Implemented the full lifecycle of public CBDC-based digital vouchers — design, issuance, payment, and burn — on blockchain infrastructure. Proven track record of processing 200,000+ transactions on the related systems.

Competitive comparison

Company

Price discovery

Asset scope

Korea-market fit

W***

In-house mid-market

Fiat only

Retail-focused (KRW inbound only)

A********

In-house interbank

Fiat only

No institutional wholesale FX

R*****

Market-price dependent

Crypto only

Volatility & inclusion risk

T*****

Fixed rate

Fiat only

Nostro/Vostro capital inefficiency

Ezys

Real-time competitive quotes

Hybrid (fiat + crypto)

Core infrastructure for Korea's FX reform

Comparison compiled from public information · Intent-based matching model

Go-to-market · Proof

One infrastructure,
applied differently for each customer

One infrastructure, applied differently for each customer

The same settlement infrastructure serves three markets — payments, FX, and securities. Pilots are underway across all three segments, and as one opens up, volume carries over to the next rail.

Live transactions underway

Payments · PG / Card

Payment and settlement infrastructure through a single API

Eliminates the double card-and-FX fees (5–8% on average) foreign tourists pay, while merchants settle instantly. From traveler wallet → Ezys settlement → merchant, the middle steps disappear.

Experience from central-bank projects and Sooho's own Project Namsan pilot

-70%

FX & payment cost

3-sec

settlement

₩0

settlement fee

Validated · awaiting commercialization

FX · Banking / Fintech

Cut both remittance cost and settlement time at once

Enters through the ₩20T annual retail remittance market and expands into institutional trade settlement. KRW-stablecoin-based FX removes Nostro/Vostro capital inefficiency.

KB Kookmin Bank KRW-stablecoin FX PoC completed — remittance project validated

Architecture validated · awaiting volume

Securities · Brokers

A compliant rail for on-chain asset trading

The endpoint of 24-hour trading is T+0 on-chain settlement. The FSC's T+2→T+1 roadmap reinforces this direction, settling brokerages' on-chain asset trades in a compliant state.

In collaboration with major Korean brokerages

Partners & Clients