SOOHO.IO | Blockchain-Powered Enterprise Financial Infrastructure Solutions

PBM

Smart Money,
Smarter Business

Purpose-bound digital currency that guarantees funds
are used exactly as intended, while simplifying management

Purpose-bound digital currency that guarantees
funds are used exactly as intended,
while simplifying management

Schedule PBM Consultation

Why Your Business Needs PBM

Why Your Business
Needs PBM

Purpose Bound Money (PBM) is an innovative solution that programs spending
conditions directly into funds, ensuring they're used exactly as intended.
It's the perfect choice for businesses looking to enhance transparency and
efficiency while reducing management overhead.

Purpose Bound Money (PBM) is an innovative solution that programs spendingconditions directly into funds, ensuring they're used exactly as intended.It's the perfect choice for businesses looking to enhance transparency andefficiency while reducing management overhead.

If you have such concerns,
You need PBM

If you have such concerns
You need PBM

If you have such concerns, you need PBM.

You want customer rewards or points to be used only for specific purposes

You want to build a point or voucher system easily.

You need to improve the security and trust of prepayment systems

You want to automatically ensure proper use of employee benefits

You need to reduce the complexity of managing subsidies or vouchers

You require greater transparency and real-time monitoring of fund flows

SOOHO.IO's PBM Solution

SOOHO.io's PBM solution uses blockchain technology to encode usage conditions directly into funds, automatically ensuring purpose-specific spending. Our solution stands out for its reliability and stability, built on experience working with central banks on CBDC projects.

Core Features

Purpose Programming

Program spending conditions and rules into funds through smart contracts. Set parameters around specific stores, times, or items to ensure funds are used exactly as intended.

Key Benefits

100% guarantee of purposeful spending
Elimination of misuse at the source
Automatic enforcement of complex rules

Key Benefits

100% guarantee of purposeful spending
Elimination of misuse at the source
Automatic enforcement of complex rules

Key Benefits

100% guarantee of purposeful spending
Elimination of misuse at the source
Automatic enforcement of complex rules

Transparent Transaction Tracking

All transactions are recorded on the blockchain for complete transparency. Monitor fund flows in real-time, clearly seeing when, where, and how funds are used without separate settlement processes.

Key Benefits

Real-time monitoring capabilities
Simplified settlement and auditing
Data-driven decision support

Key Benefits

Real-time monitoring capabilities
Simplified settlement and auditing
Data-driven decision support

Learn about the main benefits

Real-time cash flow monitoring
Simplification of settlement and audit processes
Data-driven decision support

Automated Management

Automate complex fund management processes from end to end. Condition verification, settlement, and reporting happen automatically, dramatically reducing administrative burden.

Key Benefits

Minimal management overhead
Elimination of human error
Significant cost and time savings

Key Benefits

Minimal management overhead
Elimination of human error
Significant cost and time savings

Key Benefits

Minimal management overhead
Elimination of human error
Significant cost and time savings

Seamless User Experience

End users enjoy a simple, convenient experience without complicated procedures. Spending eligibility is verified automatically, creating a smooth payment experience.

Key Benefits

Enhanced user satisfaction
Elimination of unnecessary processes
Increased service utilization

Key Benefits

Enhanced user satisfaction
Elimination of unnecessary processes
Increased service utilization

Key Benefits

Enhanced user satisfaction
Elimination of unnecessary processes
Increased service utilization

The SOOHO.io Advantage

What Makes SOOHO.IO's PBM Different?

Central Bank-Level Reliability

We have proven technology based on our experience participating in central bank CBDC projects. It is a stable and reliable solution that can be applied to national financial infrastructure.

Business-Tailored Design

We go beyond simple technical implementation by deeply understanding the business context of our customers and designing an optimized PBM system tailored to their needs. We provide solutions that are perfectly adjusted to your specific requirements and industry characteristics.

Integrated Consulting & Development

We provide one-stop support for the entire process of PBM implementation, from initial consulting to system design, development, construction, and operation. Complex technical implementations are handled exclusively by SuhoIO, allowing customers to focus solely on business innovation.

Scalable Infrastructure

We provide a flexible infrastructure that can naturally scale to meet business growth, from small pilot projects to large-scale commercialization.

Use Cases

PBM Across Different Business Models

PBM Across Different
Business Models

Customer Reward Systems

Implement customer reward programs in F&B businesses or retail stores using PBM to deliver differentiated value. Easily design and manage various promotions like points usable only for specific menu items or discount coupons valid during certain time periods.